Public Liability is the liability towards third parties upon death, bodily injury, illness or damage to property that may arise from the activities of the Insured.Products public liability and defective workmanship can be included under this section of the policy, and in certain instances include specialized liabilities such as product recall.

All businesses have a duty to look after their employees, in all shapes and forms. It is especially important for businesses that manufacture products to have public liability insurance because their products can potentially cause damage or harm. One claim could send your company into bankruptcy in the litigious society of today.


Public Liability insurers have the duty to defend, indemnify and to settle a reasonably clear claim.