Accidental damage insurance is the Accidental damage to property or loss by any cause that is not specifically excluded, or for which insurance may be available under any other policy.

Accidental damage Insurance for sudden and unforeseen loss or accidental damage, damage as in physical damage of an item or something that has a ‘loss of function.’

Accidental damage insurance cover excludes damage caused by:


• Wear and tear

• Deterioration with age

• Wilful or deliberate acts

• Defective workmanship