Motor insurance is the comprehensive or limited insurance for every vehicle.
Your car can be insured for private, business or professional use. Private use is driving along familiar roads between your home and workplace. Professional use of Motor Insurance is where the car is a part of the work function, for example a Lawyer, Doctor, Architect, etc. Business use is the combination of private and professional use.
You can have motor insurance for market value, retail value, trade value, and especially agreed value.