Employers Liability insurance is the liability towards employees upon death or injuries whilst on duty.
Being an employer, all responsibility for the health and safety for your employees whilst at work, is on your head. If they are ill or injured they might claim compensation from you because they believe you are responsible. The Employers’ liability insurance helps with claims that you are legally accountable to pay.
If the health and safety rules are not implemented, resulting in an accident, Employers Liability insurance will provide workmen compensation insurance against employees’ claims that they have suffered an injury or illness in the time frame of their employment. It is compulsory for all employees to have Employees Liability insurance. When the policy is taken out or renewed a certificate will be issued which needs to be displayed where it is visible to employees.